Know the address.
A Matthews postal address is only the start. Use official records to confirm the details that change from parcel to parcel.
Start with the parcel.
Search the official resource named for your address, then confirm any important result directly with the responsible agency.
Town limits & county
Start with the parcel, not the postal city. Compare the Town's map with the appropriate county parcel viewer; verify the municipality and county shown for the exact property.
School assignment
Use the district's address tools for the school year you are considering. Proximity or a neighborhood name is not proof of assignment, and boundaries can change.
Property taxes
Look up the parcel's actual bill and current county and municipal rates. The billed jurisdiction and special fees matter; don't extrapolate from a ZIP code or another home.
Building & land-use jurisdiction
For a new build, addition or renovation, confirm zoning and land-use review with the municipality or county that governs the parcel. Ask the relevant county office about permits and inspections before committing to plans.
These resources are starting points, not live determinations. Official pages and tools may change. This guide does not determine a property's jurisdiction or school assignment; confirm consequential decisions directly with the relevant agency.
One ZIP code, many answers.
28105 versus 28104
The 28105 postal area is largely in Mecklenburg County and includes most of the Town of Matthews, plus pockets of Charlotte and unincorporated land. The 28104 mailing area reaches into Union County, where addresses may belong to Stallings, Indian Trail, Weddington or no municipality at all. Two homes on either side of a road can pay different taxes and attend different schools.
Common mistakes to avoid
Relying on a listing's school field, assuming a neighborhood shares one school zone, estimating taxes from a neighbor's bill, or planning an addition before confirming which planning department governs the lot. Each is avoided by checking the parcel with the responsible agency.
When to check
Check before making an offer, again before closing, and before any design work on a new build or addition. Buyers relocating with children should confirm school assignment before signing a contract, and anyone comparing homes across the county line should compare actual tax bills rather than estimates.
Getting help
A local agent can pull parcel records and past tax bills during a search, and a builder can review zoning and site conditions before you buy land. The responsible agency still provides the final answer on jurisdiction, assignment and permits.
Planning to build or renovate?
Jurisdiction decides zoning, setbacks, tree rules, stormwater requirements and who issues permits. Confirm it before hiring a designer or buying land, then bring the parcel details to your builder.